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Central Chambers Law

Criminal Law

Driving Without Insurance or Licence

Understand Your Situation

Insurance laws are strict, but mistakes happen. We help you avoid the points if you genuinely believed you were covered.

Defending Insurance Offences

Driving without insurance (Section 143) carries 6-8 penalty points. For new drivers, this means instant revocation of your licence. Strict liability means 'forgetting' to renew is not a defence, but it can be a 'Special Reason'.

We argue 'Special Reasons' if you were misled by an insurer or a parent/employer. If you honestly and reasonably believed you were insured, the court can choose not to impose points. We provide the documentary evidence to prove your honest belief.

New Driver?

6 points means you lose your licence. We fight to save it.

If your case is serious call our emergency number now

Plan Your Defence

Licence Offences

Driving without a licence (Section 87) often accompanies insurance charges.

We distinguish between 'expireable' licences (e.g., didn't send a form back) and 'substantive' offences (never passed a test). The former is minor; the latter is serious. We ensure the court sentences you for the correct technical offence, often resulting in a fine rather than a ban.

Insurance Cancelled?

Did they fail to notify you? We use this to argue against points.

Legal Aid Availability

For many criminal matters, from police station interviews to Crown Court trials, public funding (Legal Aid) may be available to cover your legal costs.

Eligibility is determined by the seriousness of the case and, in some instances, a means assessment. Our team will conduct an immediate, confidential assessment of your eligibility to ensure that financial constraints do not stand in the way of a robust defence.