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In recent years it has been discovered that Personal Contract Purchase and Hire Purchase agreements have been grossly mis-sold to consumers. This mis-selling is usually a result of undisclosed commissions received by the broker of the finance. but can also be related to
Several other contributions to mis-selling include:
The lender’s overriding duty to ensure the broker accurately represents the true situation of the borrower could mean they are liable for mis-selling when any of the above have taken place.
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